Case
MICROFINANCE AT FAMILY PLANNING ASSOCIATION OF PAKISTAN (B)
INDUSTRY :Microfinance
AREA :FINANCE
ORGANIZATION :Family Planning Association Of Pakistan
LENGTH :47
LUMS No :02-594-2002-1
PUBLICATION YEAR : 2002
ABSTRACT:
The Family Planning Association of Pakistan (FPAP) had initiated a poverty alleviation program involving the disbursement of small loans intended to assist the very poor. The primary purpose of such loans was to generate self-employment and improve the capacity to save. Microfinance, by definition, becomes a much more complex form of lending, given the absence of conventional instruments of evaluating lending opportunities. This case, dealing with the issue of microfinance, focuses on the nature of such financing, and predominantly on the issue of the credit policies needed to sustain a microfinance program. It highlights the difficulties involved by focusing on both the macro and the micro issues of such lending. The case can be taught in Financial Analysis, Commercial Banking and Commercial Credit.